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How do hackers break into your Bank Account and Access your funds?

In today’s world so many bank account holders opt to use internet banking, so it comes as no surprise that hackers are on the hunt for account holders login details.

Here is a look at how hackers can target your bank account and what precautionary measures we can take to try and stay safe.

Mobile Banking Trojans:

Online banking has become extremely popular in today’s world as you can manage all your finances directly from a tablet or smart phone by downloading and logging into a banking app. When downloading banking apps, it is extremely important to ensure you are downloading the official app as replica apps have been designed by hackers as a way of tricking you into entering your login credentials. In the unfortunate event that you download this trojan app and enter your login credentials, the hacker will now be able to gain access you your bank account as they now hold your details.

How to defend yourself from Mobile Banking Trojans:

When downloading apps from the app store, look out for the number of downloads and how many reviews have been left for the app. Usually, apps with a very low number of downloads and few reviews are best to avoid. Remember that banking apps are extremely popular, so official apps are likely to have a very high number of downloads and reviews.


Phishing is a cyber-attack that uses emails as its weapon. A good example of a phishing email is an email claiming to be from your bank which requests you to click a link, download and attachment or confirm your personal details.

How to defend yourself from Phishing:

You can defend yourself from phishing by following the steps listed below:

  • Never open unknown or suspicious email attachments.
  • Never give away personal information requested by email such as your personal or banking details.
  • Install updated computer security tools such as anti-virus, spyware and firewall software.


This method of attack is one of the quieter ways a hacker can gain access to your bank account. Keyloggers are a type of malware that records what you’re typing and sends the information back to the hacker. Imagine what would happen if you typed in your bank’s web address followed by your username and password. The hacker would have all the information they need to break into your account.

How to defend yourself from Keyloggers

Install good antivirus software and make sure it is set to run a scan of your system regularly. Good antivirus software will sniff out a keylogger and erase it before the damage is done!


Internet banking is very convenient for both customers and hackers. Thankfully, you can do your part to ensure you’re not a target of these attacks. By ensuring to keep your details safe you’ll give hackers very little to work with should they try to hack into your bank account.

Thank you for reading. For more details on our products and services feel free to visit us at You may find what you need to boot your business forward.

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